The Value of a Dollar
On a recent trip to visit the Heinz family, our missionaries in Kazakhstan, it was necessary to move from one airport to another in London. The bus ride from Heathrow to Gatwick cost 19 British pounds. That did not seem all that unreasonable until we calculated it into American dollars. It was $39.00. Ouch! Traveling around the world makes an American citizen realize that the American dollar is not doing all that well in the exchange rate. There are multiple implications of this not immediately noticed by the low spending traveler. One of our missionary candidates making preparations to attend language school in Quebec, Canada is experiencing a significant increase in the required tuition. The missionary couple will pay more as will those who are participating in their outgoing expenses and monthly support.
Fulfilling the Great Commission costs money. It always has and the Lord of the church knows this. There is a way to finance the gospel witness of God’s people. How did this work in the witness nation, Israel? The missionary impact of Israel as God’s covenant people under the Mosaic covenant was financed through the titles and offerings of the twelve tribes (Mal. 3:10). How did this happen? There were required tithes and offerings which were part of a system of taxation God legislated for Israel to fund the theocracy. Levites (tribe of Levi) managed Israel’s worship system. They had to be supported (Lev. 27:30-33; Num. 18:8-28). Israel’s festivals also had to be funded as well as the needs of the poor (Deut. 12:6-17; 14:28, 29). When Israel withheld her taxes God withheld His blessing. The purpose of the temple was to bear witness to the glory and salvation of God. It was a call to all Israel and to the nations to come and worship the Lord God. The failure to pay the priests (representatives of God before the people) had the effect of limiting Israel’s effectiveness as a priest nation.
God built into Israel’s social, economic, and religious life the matter of priorities. He was to be at the center of the life of His people (Prov. 3:9, 10). When Israel offered the “first” of her produce this took in a wide range of possessions; the family’s firstborn (Ex. 13:1, 2 – man and beast), the feast of firstfruits (Lev. 19:23-25, grain, wine, olive oil, sheared wool), coarse meal (Num. 15:20, 21), honey and all produce of the land (2 Chron. 31:5). Think about the implications of all this in terms of the world view Israel compared to the other nations.
In Israel’s thoughts, plans, and possessions God was to rule supreme. All of life belongs to God. Unless a man or woman recognized the claim of the Creator on all that he or she has, including material possessions, there would be a colossal failure in the management of time and money. We, like Israel, are accountable to God for the way we use our money and possessions and must use them in a way that reflects His Lordship. Are you honoring God with the things you own? Are you bringing biblical truth into your thoughts about your finances? It is a fallacy to think that Israel’s tithe created a neatly compartmentalized view of service through giving. Israel was taught that all of life is to be used for the glory of God.
When Jesus stepped onto the stage in the drama of redemption what did He say about possessions and money? He boldly taught that it is more important to lay up treasures in heaven than to accumulate treasure on earth (Matt. 6:19-21). He did not ban material possessions nor did He forbid saving money. He tells kingdom citizens that God must be at the very center of all our thinking about material things. He is concerned about selfishness and misplaced values. We live in a fallen world where everything is subject to decay. For a good reminder of this take a trip to the junk yard or a sanitary land fill. The ferocious appetite of the fires sweeping through southern California is a vivid reminder of what will happen to earthly treasures (I Jn. 2:17). Therefore, we are to lay up for ourselves treasures in heaven. What are these “treasures?” They would be everything that believers in Jesus Christ can take with them beyond the grave (i.e., holiness of character, obedience to all of God’s commandments, souls won to Christ, and fellow believers nurtured in the faith). Generosity in giving is one of these treasures in heaven. Laying up treasures, in the words of John Stott, is “to do anything on earth whose effects last for eternity.”
Where does the church of Jesus Christ stand in all of this? Christians must give so as to provide for the costs entailed in equipping the saints, evangelizing the lost, and show mercy to all. This is done by setting aside a certain percentage of our income on a first day of the week basis (1 Cor. 16:1-4). Financing God’s work is not to be carried out by the methods that bring in the most money (i.e., whatever works). It is not on the basis of what many other churches or Christian organizations may be doing. It is not even on the basis of the Old Testament law (God’s plan for Israel). Rather it is giving that is systematic and regular, accepted as an individual responsibility, proportionate, voluntary, and carefully administered by the local church. Our giving on a first day of the week basis is part of our worship life. It is an expression of our love for Christ (2 Cor. 8:8, 9). Are you involved in demonstrating the value of a dollar in the work of God’s kingdom? Have you allowed yourself to become mired in personal debt and to squander your hard-earned money through high interest costs? Dear Christian, we are to commit ourselves to a plan that has an eye on eternity.
The local church is to assume the responsibility of contributing to the support of those who are involved in the work of the Great Commission (Rom. 15:27). Wise money-management is required of the church as it receives financial gifts from the worshiping community of believers. There are overhead costs that have to be paid (e.g., lights, water, insurance, salaries, equipment, materials, maintenance). As church members we should expect wise money management from our leaders. There must be a strategy for participation in global evangelism. The elders and the missions committee have to consider who is best fulfilling the Great Commission. Where are the greatest needs? Who is the most qualified to receive funds? The work of establishing priorities in the support of world missions is a difficult task. We are to be good stewards of what God has given to us. Church, pray for those who have to make these decisions and let us keep ourselves personally involved in the process of accountability and decision making.
Every believer is to excel in the grace of giving consistently, generously, and joyfully (2 Cor. 9:7). Paying for the costs of spreading the gospel and planting churches in every people group in the world is expensive. But it all comes down to where I, as God’s child, am with God. Am I growing in the grace and knowledge of Jesus Christ? Do I want to please God? Do I love Christ? Am I a good manager of the assets God has placed in my hands? Am I working? Am I saving? Am I avoiding debt? Am I making wise investments? Am I living in such a way as to free-up money for the kingdom’s sake? My giving as an individual worshiper who is delighting in God is to merge with other worshipers bringing their love offerings. Our combined gifts are a sweet offering to God. As we are enabled to give by His grace, so we exalt Him. A dollar is a valuable thing. But its value is determined by its use. Are your dollars flowing into the war chest for the Great Commission campaign? God has ordained our giving as the means by which He calls and gathers His sheep from the ends of the earth (“I have other sheep which are not of this fold; I must bring them also, and they shall hear my voice…” Jn. 10:16).
Dr. Howard E. Dial
Berachah Bible Church
